Wisconsin Insurance AppraiserIndependent claim appraisal (844) 537-1427
Free checklist

Appraisal Readiness Quiz: Score Your Claim File

Strong appraisals are usually won on paper before the panel meets. Answer twelve quick questions to see where your file stands and what to fix first.

Appraisal readiness quiz12 questions · about two minutes
  1. Has the insurer accepted coverage for at least part of the loss?
  2. Do you have the insurer’s full, itemized estimate?
  3. Do you have your own itemized estimate?
  4. Do you have dated photos taken soon after the loss?
  5. Have you found and read the appraisal paragraph in your policy?
  6. Do you know the deadline in your policy’s “Suit Against Us” clause?
  7. Have you made temporary repairs and kept the receipts?
  8. Has hidden damage been opened up and documented (attic, walls, decking)?
  9. Do you have your current declarations page?
  10. Is your correspondence with the insurer saved in date order?
  11. Is the gap more than roughly 10% or $5,000?
  12. If the insurer asked for a sworn proof of loss, did you send it on time?
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Answered 0 / 12

Your to-do list

    For planning only. Results depend on the figures you enter and your policy’s terms. They aren’t a quote, an appraisal or legal advice, and default figures are illustrative.

    How the questions are weighted

    Coverage, the two estimates and dated evidence carry the most weight, because they decide whether appraisal is the right tool and how well your number will hold up. Paperwork items still matter, but they’re quick to fix.

    What your score means

    • 75 or higher: the file is in good shape. A professional look at the dollar gap is the logical next step.
    • 45 to 74: close the open items before you send a demand.
    • Under 45: demanding appraisal now could lock in a low number. Build the file first.

    Questions about this calculator

    Are my answers saved?

    No. The quiz runs in your browser and nothing is stored or sent.

    Can I bring my results to a consultation?

    Yes. A screenshot of your to-do list is a useful starting point for a conversation.

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